Choosing the Right Boat Insurance

Enjoying the summer weather boating on the lake is one of the best ways to spend the summer.  Boats can provide a lot of fun for the whole family, but it is also important to make sure you and your boat are properly covered with the right boat insurance policy this summer.

While some homeowners insurance policies provide some coverage for your boat, they typically do not provide enough coverage.  Homeowners insurance policies put many size and power restrictions on the types of boats they will cover. To make sure your boat is properly covered, it is important to invest in a specific boat insurance policy.

Boat insurance will cover any damage that is done from many different situations, including a fire, storm, theft, or if your boat sinks. Boat insurance will provide coverage for the entire boat, and its contents, including tools, dinghies, trolling motors, and upholstery.

Typical boat liability insurance will cover the payments in the event that your injure someone with your boat or damage another person’s property. It will also pay for the legal fees in the event that you are sued for an accident that you are at fault for. Boat medical payments coverage will cover the costs of someone’s medical fees that are injured while on your boat.

There are many other boat insurance options, including:

  • Wreckage removal – will cover the fees associated with removing your boat from the water in the event of a wreck.
  • Reasonable repairs – covers any repairs that are done to protect the boat from further damage.
  • Emergency service – will cover up to a predetermined amount of costs that result from specified emergency service to your boat.

For the most comprehensive boat, or Jet Ski, insurance coverage in the New Berlin, Wisconsin contact American Advantage – Petersen Group!

Call: 262-432-0789    Email: info@aapetersen.com

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