A wedding is one of the most important days of your life. From the dress to the food, it is important to make sure that your whole wedding is protected with the right insurance policies. Keep these commonly asked wedding insurance questions from American Advantage – Petersen Group in New Berlin, Wisconsin in mind to ensure that you are covered from any unfortunate situation on your wedding day.
Will my homeowners insurance policy cover liability for the venue?
Most existing homeowners insurance policies will provide the right amount of personal liability on the day of the wedding. Make sure to contact your insurance agent to check if you should increase your amount of liability on the big day.
What policy covers the engagement ring before the wedding?
The best way to protect the engagement ring before the vows, invest in an inland marine policy in both of your names. You can also write the ring into your homeowners insurance policy to provide protection.
Are the wedding gifts covered?
All of your wedding gifts should be covered under the personal property portion of your homeowners insurance. You also have the option to add an endorsement to your policy to provide more protection for all of your gifts.
Should I be listed on my spouses home and auto insurance after the wedding?
Yes. The best way to ensure that you are both covered in case of loss is to list both of your names on the declarations page of both policies.
For all of your wedding insurance needs, contact American Advantage- Petersen Group, in New Berlin, Wisconsin. We can provide you with the most comprehensive coverage throughout Wisconsin to ensure that you are protected in any situation.
Mother’s Day is right around the corner and we know Mom deserves the best gift out there. Sometimes, we can’t quite put our finger on what that perfect gift is. Don’t overthink it, here are some easy and fun gift ideas from the insurance experts at American Advantage – Petersen group in New Berlin, Wisconsin to “insure” that you WOW Mom this Mother’s Day!
Gift Ideas for Mom:
- Hanging Flower Basket – Now that it is finally Spring, a hanging flower basket is the perfect addition to her yard to add some color.
- Spa Gift Card – We know how much Mom does for us, so treat her to the gift of pampering! She’ll be sure to appreciate a little rest & relaxation.
- Wine – This one is self-explanatory, because who doesn’t love wine?!
- Jewelry – We don’t want to sound too cliche, but jewelry is a gift Mom can love forever! A trendy watch or pretty necklace will remind her how appreciated she is every time she wears it.
- A Good Book & Coffee – The two work together so well. Pair this gift along with a coffee mug and you’ve got yourself the perfect gift basket!!
- Time Together – While gifts are great, what Mom really wants this year is to spend time with her family. So regardless of how busy life can get, make time to show your Mom how incredible she is this Mother’s Day and all year long!
While we can’t do the gift shopping for you, you can be certain we can do the insurance shopping for you!! Want to give Mom a gift that lasts all year long? Send her to American Advantage – Petersen group so she can save money on all her insurance needs.
Raise your hand if you’ve ever struggled finding the perfect holiday gift for your parents, significant other or friends…What about the boss who has everything? We know the feeling, we have all been there. While the holidays are a magical time full of giving, sometimes the shopping can be met with anxiety over finding a gift that’s just right. We’re here to help put the “merry” back in your holiday shopping with the “Top 4 Smart Home Gifts” to wow even the toughest person on your list
From playing your favorite music, to converting cooking measurements, the Amazon Echo is not only a speaker, but a smart home essential. It integrates directly with an Amazon account, and is even equipped to order take-out and purchase items from Amazon.
It follows voice commands and can control other smart home devices. Plus, it’s pretty and affordable! This is the perfect gift for a family member who is new to the smart home world.
Another essential in the smart home world. The Nest is a digital thermostat that helps cut energy costs. It learns your home temperature habits and schedule to keep a perfect temperature all day long. Like all smart home devices, they are always releasing new versions and advanced technology.
Do you have someone on your shopping list who always seems to misplace their car keys? Make their life a little easier with the Tile Key Finder. It is a small device that is powered by Bluetooth that emits a sound when a button is pressed on the app.
Smart Light Bulb
You may think “who needs a smart light bulb” and the answer is…everyone. A smart light bulb lasts much longer than a traditional light bulb, can be turned on via voice command (additional smart home products needed), and has the ability to change colors. All controlled with your phone or through a smart home system, it is an inexpensive and practical gift.
Take the guess work out of your holiday shopping with these smart home gifts! Want to make sure your home is protected all year round? Contact the modern day insurance agency, American Advantage – Petersen group today!
It is the most wonderful time of the year! Whether your home has been decorated since Thanksgiving, or you are just getting started now, safety with decorations might not be on your mind. CPSC estimates that were 14,700 holiday decorations related ER-treated injuries in 2016! That is an average of approximately 240 injuries per day during the months of November and December! Follow these simple safety tips from American Advantage – Petersen Group in New Berlin, Wisconsin to ensure a safe holiday season:
Oh Christmas Tree, Oh Christmas Tree!
What could better than a fresh-cut Christmas tree to get you in the holiday spirit? While fresh-cut trees are festive and smell amazing, they come with a variety of safety issues. If you opt for a live tree this year, make sure to place it away from heat sources and keep a fire extinguisher nearby. Due to needles and sap, live trees are highly flammable. Even if you decide to fake it this year with an artificial tree, ensure it is fire resistant and still placed away from heat sources.
Also, ensure that you keep your live tree hydrated, a dry tree can catch fire much faster than a tree that has been properly watered. Do “water checks” a few times a week to ensure the tree has enough water.
Do you have furry friends that can’t seem to stay away from your tree? Secure your tree to the wall or ceiling with fish line so it cannot be pulled or pushed down. Also, use unbreakable ornaments when possible. If you are placing fragile ornaments on your tree, place them out of reach of children and pets.
Dreaming of a *light* Christmas?
While stringing lights anywhere out of your reach, make sure to use a proper ladder and bring a buddy to support the base! Avoid mounting lights in a fashion that could damage the cords, such as using nails or tacks. The best way to hang lights is with hooks or insulated staples! Turn off all lights before you go to bed or leave the house; lights have the possibility to short and start a fire.
While these tips should be used year round, candles tend to be burned more around the holidays. NEVER, use lighted candles on your tree or near any other evergreens. Make sure they are kept on a stable, heat-resistant surface where they cannot be reached by small children or pets and cannot be knocked over. Keep them away from trees, decorations, curtains and furniture. All burning candles should be within sight, and always extinguish flames before leaving the room.
The fire is so delightful
If you are planning to enjoy a fire in your fireplace this holiday season, follow these simple tips! Never throw wrapping paper in a fire, it burns quickly and can lead to flash fires. Instead, opt to recycle your used or excess wrapping paper. Before lighting your fire, ensure that the flute is open and all decorations are a safe distance away. While the fire is burning, keep a screen before the fireplace at all times.
We wish you a delightful and SAFE holiday season! Want to make sure your home is looked after year round? Contact the insurance professionals of American Advantage – Petersen Group in New Berlin, Wisconsin for a home insurance quote today!